Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.